You may have found yourself in a difficult financial position for a wide variety of reasons. Perhaps your employer recently terminated your position without notice, or maybe you have been struggling with long-term unemployment or underemployment. Aside from financial problems brought on by work (or a lack thereof), you could be struggling because of a health issue that came from nowhere, leaving you unable to pay medical bills that have piled up. Regardless of the reasons why you are experiencing financial hardship, you should look into all of your options and try to address the situation. Depending on your circumstances, bankruptcy may be ideal and could offer a number of benefits.